Consulting Services
I offer focused consulting when you need clear answers fast. One issue at a time. Practical steps you can act on. You will leave with simple notes that explain the options, the trade offs, and what to do next.
Consulting Services
I run short, fixed scope pieces of work that solve specific problems. Popular requests include pension consolidation checks, annuity decisions at retirement, drawdown reviews, tax efficiency, protection audits, and director planning. Tell me what you want to decide. I will do the thinking and show you the way through.
Pension Consolidation
Old pensions scattered across providers can hide fees and risk. I check what you hold, what is worth keeping and what to combine so you have one clear plan.
Annuity
Annuities convert pension savings into guaranteed income for life. I explain how they work, when they fit and how to blend them with drawdown.
