Services
Independent, Chartered Financial Planning with a Personal Touch. At Hayes Financial Planning, our services are designed to give you clarity, confidence, and peace of mind — whatever stage of life you’re in.
What I do
Financial planning should feel clear, not complicated. I help you understand your options, then make confident decisions.
Financial Planning
Set a clear direction for your money. Align your goals, time frames and risk profile.
Investments & Savings
Grow your money with a plan you can live with. Sensible structure. Clear rules. No jargon.
Retirement & Pensions
Retirement planning is about replacing your salary with income from pensions, savings and other assets.
Cash Flow Planning
Cashflow planning gives you a year by year picture of your finances. We map income, spending, savings and goals into a single view.
Personal Protection
Personal protection covers the “what ifs” that could derail your plans. If you die, become critically ill or cannot work for a time.
Business Protection
Business protection is about safeguarding the company from events that could threaten continuity.
Employee Benefits
Employee benefits are the practical ways a company looks after its team.
Financial Education
Financial education is a structured way to help people understand their money.
Consulting
I run short, fixed scope pieces of work that solve specific problems.
